Terms of Service

Last Updated on September 15, 2023


Terms of Service

Unless otherwise specifically agreed in a writing signed by the president of wfig.me, Inc. (“Wealth Financial Investing Group”), these terms and conditions create a contract (the “Agreement”) between you and Wealth Financial Investing Group. This website (the “Site”) is owned by Wealth Financial Investing Group and this page explains the terms by which you may use the Site. On occasions We use AION (All In One Networking, Inc. to manage some or all of our Lead Generation Campaigns. Please read the Agreement carefully. By clicking “Agree,” you thereby confirm your understanding and acceptance of this Agreement. On occasions We use AION (All In One Networking, Inc. to service some of all of our accounts and we adhere to their policies). By purchasing the Services, setting up an account to use the Services (“Account”), accessing the information, resources, services, products, and tools Wealth Financial Investing Group provides, you understand and agree to accept and adhere to the following terms and conditions as stated in this policy (“Billing Policy”) along with the terms and conditions as stated in our Terms of Service ( main.wfig.us/terms-of-serivce), Privacy Policy ( main.wfig.us/privacy-policy), Refund Policy (https://main.wfig.us/refund-policy) Consumer Privacy Policy  (goaion.com/consumer-privacy-policy), HCP Privacy Policy  (goaion.com/hcp-privacy-policy), Cross Boarder privacy policy (goaion.com/cross-boarder-privacy-policy), and Data Protection policy (goaion.com/data-protection-policy).

A. Introduction to the Services

This Agreement governs your use of Wealth Financial Investing Group’ services and the use of this Site (collectively the “Services”). The Services include: (1) online advertising services; (2) limited non-exclusive license of Wealth Financial Investing Group’ proprietary customer relationship management software (the “Proprietary Software”) and certain copyrighted materials; (3) training in programs, and (4) certain support services provided by Wealth Financial Investing Group. Pro and Surge Clients may be entitled to additional services. To use the Services, you need compatible hardware, software (latest version recommended and sometimes required) and Internet access (fees may apply).In the event that you subscribe to Wealth Financial Investing Group ad placing services, for best results, Wealth Financial Investing Group recommends a monthly minimum ad spend of between $1,000 and $2,000.00. Wealth Financial Investing Group makes no promise or guarantee of lead volume, quality, or lead conversion rates. Wealth Financial Investing Group runs ad(s) for clients by using ad budget funds to attract leads for a full month. Leads that are generated are exclusive to the client. Ads are designed to run continually for the length of the contract. Minimal guaranteed lead volume amounts and are based on a 30 day delivery. If for any case minimal guaranteed lead amount is not reached, Wealth Financial Investing Group will continue to run campaigns or choose to refund minimal guaranteed lead cost if minimal guaranteed lead can not be met. Minimal guaranteed lead cost can be voided at any time at Wealth Financial Investing Group discretion. 

B. Using the Services

i. Payment, Taxes, and Refunds

You understand that prior to Wealth Financial Investing Group providing the Services you shall be required to pay full management and advertising budget. There are various subscription plans (collectively the “Subscription Plan”). Your specific subscription plan is listed on our payment form. By starting your Subscription Plan, you authorize us to charge fees per the terms of your Subscription Plan, and any other charges you may incur in connection with your use of the Services. You will be automatically charged each month, or, in the case of a prepaid plan, per the terms of such plan, for your ongoing use of the Services. The onboarding fee and all the Subscription Plans fees are nonrefundable. The cost of each Subscription Plan is set forth in your Agreement. Once you select a Subscription Plan, the cost of that Subscription Plan is guaranteed for the duration of your initial Subscription Plan only and does not extend to any renewals. Except as provided herein, Subscription Plan prices may change at any time with or without notice. You are responsible for paying any applicable taxes. If you intend to dispute any charge related to any of the Services you must contact Wealth Financial Investing Group in writing at [email protected] or submit a ticket from your Wealth Financial Investing Group account within thirty days after the disputed charge is first incurred. You waive any disputes not reported within thirty days of the disputed charge. At Wealth Financial Investing Group’ sole discretion, you may be entitled to a pro-rated partial refund of any unused portion of your advertising budget. If technical problems caused by Wealth Financial Investing Group, as determined in Wealth Financial Investing Group’ sole reasonable discretion, prevent or unreasonably delay delivery of the Services, your exclusive and sole remedy is either replacement of the Services or refund of the last service charge paid. You may be billed fees, charges and assessments related to late or non-payments if for any reason (a) Wealth Financial Investing Group does not receive payment for the Services by the payment due date, or (b) you pay less than the full amount due for the Services. YOU WILL BE ASSESSED A LATE FEE OF 10% PER MONTH (OR THE MAXIMUM AMOUNT PERMISSIBLE BY LAW IF SUCH AMOUNT IS LESS THAN 10% PER MONTH) FOR ANY PAYMENT AMOUNT THAT HAS NOT BEEN PAID IN FULL AFTER TEN (10) DAYS FROM THE DUE DATE. Wealth Financial Investing Group does not anticipate that you will fail to pay for the Services on a timely basis, and we do not extend credit to our customers. Any fees, charges, and assessments occasioned by your late payment or nonpayment will be considered liquidated damages intended to be a reasonable advance estimate of our costs resulting from late payments and non-payments. These costs will be difficult to calculate or to predict when we set such fees, charges and assessments, because we cannot know in advance: (a) whether you will pay for the Services on a timely basis, if ever; (b) if you do pay late, when you will actually pay; and (c) what costs we will incur because of your late payment or nonpayment. In the event that Wealth Financial Investing Group receives a chargeback from a third-party payment provider on your behalf, Wealth Financial Investing Group may assess you with a hundred dollar ($100.00) processing fee for each individual chargeback. If we use a collection agency or attorney to collect money owed to us by you, you agree to pay the reasonable costs and fees associated with such a collection. These include, but are not limited to any collection agency’s fees, reasonable attorneys’ fees, and arbitration or court costs. If you fail to pay the full amount due for any or all of the Services, Wealth Financial Investing Group may, at its sole discretion in accordance with and subject to any applicable law, suspend any or all of the Services. Additional REFUND stated in our Refund Policy ( https://main.wfig.us/refund-policy ).

ii. Monthly Advertising Budget

You understand and agree that Wealth Financial Investing Group uses your advertising budget, fewer Wealth Financial Investing Group’ service fee, to contract with certain third party providers to place internet advertising (the “Ad Budget​”) on your behalf. Your Ad Budget is paid in advance and will be charged monthly at the commencement of your billing cycle. You may amend or cancel your Ad Budget at any time by notifying Wealth Financial Investing Group in writing at [email protected] (the “Ad Budget Notice​”). The amendment or cancellation will be effective in the billing cycle immediately after you provide the foregoing written Ad Budget Notice to Wealth Financial Investing Group. When applicable you understand that if your Ad Budget drops below the minimum ($200 per month for Canadian clients and $300 for US clients in Pennsylvania, Pennsylvania, Florida and New York and $250 for all other US clients), you may be subject to certain penalties, including but not limited to, loss of any zip code and/or area exclusivity for any online advertising.

iii. Ongoing Subscription

Unless you cancel your Subscription Plan in writing at [email protected] or submit a ticket from your Wealth Financial Investing Group account, not more than thirty days and not less than ten days prior to your current Subscription Plan’s expiration date, your Subscription Plan will automatically be renewed as a month to month Subscription Plan.

iv. WooSender Account

Using the Services sometimes requires a WooSender or GoHighLevel account (the “Account”) provided by Wealth Financial Investing Group. The Account is the account you use across Wealth Financial Investing Group’ ecosystem. Your account is valuable, and you are responsible for maintaining its confidentiality and security. WooSender nor GoHighLevel is not responsible for any losses arising from the unauthorized use of your Account. Please contact WooSender or GoHighLevel if you suspect that your Account has been compromised.

v. Privacy

Your use of the Services is subject to Wealth Financial Investing Group’ Privacy Policy, which is available at https://main.wfig.us/privacy-policy/.

vi. Usage Rules

Your use of the Services and this Site must follow the rules set forth in this Agreement, including but not limited to this section (the “Usage Rules”). Any other use of the Services and/or this Site is a material breach of this Agreement. Wealth Financial Investing Group may monitor your use of the Services and Site to ensure your compliance with this Agreement and the Usage Rules. You may use the Services and Site only for your commercial purposes. You may not share or sell the information from the Site or the Services with any other person or entity. You may access the Services only using the interface and instructions that we provide. You may not modify or use modified versions of our Site or our software. You understand that Wealth Financial Investing Group does not verify whether the Services comply with your jurisdiction’s laws, rules and regulations. You understand and agree that you are responsible for complying with all applicable laws, regulations, and rules. Access to the materials in the Site or use of the Services where such would be illegal is prohibited. You may not tamper with or circumvent any security technology included with the Services or the Site. Wealth Financial Investing Group’ delivery of the Services does not transfer any rights to you and does not constitute a grant or waiver of any of Wealth Financial Investing Group’ rights in, Wealth Financial Investing Group intellectual property except as specifically set forth herein. You agree to not use this Site or any of the Services to defame, abuse, harass, stalk, threaten or otherwise violate any legal rights of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; and upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer, including Wealth Financial Investing Group. We have the right at our sole discretion to remove any content posted on our Site or through the Services for any reason. We are not responsible for any delay in or failure to remove such content.

vii. Changes to Service / Site

Subject to applicable law, we have the right to change the Services and the Subscription Plan rates, at any time with or without notice. If we do give you notice, it may be provided to you on your monthly statement, by e-mail, or other communication permitted under applicable law. If you find a change in the Services unacceptable, you have the right to cancel your Subscription Plan and, notwithstanding anything else in this Agreement, you may be entitled to a pro-rata refund. However, if you continue to receive the Services after the change, this will constitute your acceptance of the change.

C. Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use the Services strictly in accordance with this Agreement. Using the Services does not give you ownership of any data or intellectual property rights in the Services, the Site or the content you access. Do not remove, obscure or alter any legal notices displayed in or along the Services or the Site. You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit the software and services that make up the Services or the Site other than as expressly authorized herein. You will not upload, post or otherwise make available on this Site any material protected by copyright, trademark or another proprietary right without the express permission of the owner of the copyright, trademark or other proprietary rights. You will indemnify Wealth Financial Investing Group for any claims by third parties of infringement of copyrights, trademarks, proprietary rights or any other harm resulting from your interaction with this Site. The Services are not for resale. Your use of the Services does not entitle you to make any unauthorized use of any protected content, and in particular, you will not delete or alter any proprietary rights or attribution notices in any content. We do not grant you any licenses, express or implied, to the intellectual property of Wealth Financial Investing Group or our licensors except as expressly authorized by this Agreement. No Wealth Financial Investing Group service or product available through this Site, or any part of any Wealth Financial Investing Group service or product, may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express wrote consent of Wealth Financial Investing Group. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Wealth Financial Investing Group without express written consent. You may not use any meta tags or any other “hidden text” utilizing Wealth Financial Investing Group’ name or trademarks without the express written consent of Wealth Financial Investing Group. You may not misuse the Services or the Site. You may use the Services and the Site only as permitted by law. The licenses granted by Wealth Financial Investing Group, and your access to the Services and to this Site are expressly predicated on your compliance with this Agreement, and immediately terminate upon your material violation of this Agreement. Any content posted by you using any open communication tools on our Site, provided that it doesn’t violate or infringe on any third party rights (including but not limited to copyright or trademark rights), becomes the property of Wealth Financial Investing Group, which is perpetual, irrevocable, worldwide, and royalty-free. This only refers and applies to content posted via the Site, and does not refer to information that is provided as part of the registration process.

D. Third Party Sites

This Site may contain links to other sites that are not owned or controlled by Wealth Financial Investing Group. Please be aware that we are not responsible for the privacy practices of such other sites. Our Privacy Policy applies only to information collected by Wealth Financial Investing Group through this Site. Certain services made available via the Services are delivered by third party sites and organizations. By using any product, service or functionality originating from the Services, you hereby acknowledge and consent that Wealth Financial Investing Group may share such information and data with any third party with whom Wealth Financial Investing Group has a contractual relationship to provide the requested product, service or functionality on behalf of the Services users and customers.

E. No Warranty

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF THE SITE AND THE SERVICES IS AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND THE SERVICES PERFORMED OR PROVIDED ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, AND Wealth Financial Investing Group HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH RESPECT TO THE SITE AND THE SERVICES, EITHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES AND/OR CONDITIONS OF MERCHANTABILITY, OF SATISFACTORY QUALITY, OF FITNESS FOR A PARTICULAR PURPOSE, OF ACCURACY, OF QUIET ENJOYMENT, AND OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY Wealth Financial Investing Group OR ITS AUTHORIZED REPRESENTATIVE SHALL CREATE A WARRANTY.

F. Limitation of Liability

TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL Wealth Financial Investing Group BE LIABLE FOR PERSONAL INJURY OR ANY INCIDENTAL, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE AND THE SERVICES HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE) AND EVEN IF Wealth Financial Investing Group HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. IN NO EVENT SHALL Wealth Financial Investing Group’ TOTAL LIABILITY TO YOU FOR ALL DAMAGES (OTHER THAN AS MAY BE REQUIRED BY APPLICABLE LAW IN CASES INVOLVING PERSONAL INJURY) EXCEED THE AMOUNT OF FIFTY DOLLARS ($50.00). THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

G. Indemnification

You agree to indemnify, defend and hold harmless Wealth Financial Investing Group, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys’ fees) relating to or arising out of your violation of this Agreement, use of or inability to use the Services, any user postings made by you, violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. You will provide notice to Wealth Financial Investing Group of any matter or circumstances which may give rise to indemnification by you hereunder, including but not limited to any claims, lawsuits, investigations or demands within ten days of your actual or imputed knowledge thereof. Wealth Financial Investing Group reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Wealth Financial Investing Group in asserting and proving any available defenses.

H. Governing Law; Venue

This Agreement and the relationship between you and Wealth Financial Investing Group shall be governed by the laws of the State of Pennsylvania, excluding its conflicts of law provisions. You and Wealth Financial Investing Group agree to submit to the personal and exclusive jurisdiction of the courts located within the County of Maricopa, Pennsylvania to resolve any disputes or claims arising from this Agreement.

I. Dispute Resolution

Should any dispute arise under this Agreement or otherwise related to the Services, you must first participate in at least four hours of non-binding mediation before a professional recognized by the National Academy of Distinguished Neutrals as a Member of the Academy. For matters involving AION it will located in Maricopa County, Pennsylvania (“ADR Professional”). The list of ADR Professionals is currently available at http://www.nadn.org/Pennsylvania-arbitrators. If the parties cannot agree on an ADR Professional, the Professional with the lowest hourly rate shall be the mediator. The parties shall share equally in the costs of the mediation. Mediation shall involve no formal court procedures, discovery, or rules of evidence and the mediator does not have the power to render a binding decision or force an agreement on the parties. Should the dispute remain outstanding after mediation, prior to initiating litigation you must submit to mandatory non-binding arbitration before an ADR Professional other than the person who acted as mediator. If the parties cannot agree on an ADR Professional, each party shall select one ADR Professional, and those two Professionals shall choose a different ADR Professional (other than the one who served as a mediator) and that person shall be the arbitrator. The arbitrator may allow limited discovery and must conduct an evidentiary hearing—subject to the Pennsylvania Rules of Evidence—of no more than eight hours in duration prior to rendering a written decision. The decision shall not be binding on the parties (and may not be entered as a judgment or cited as evidence or precedent) unless agreed to by the parties in writing but should be interpreted by the parties as a prediction of the result of formal litigation. Additionally, the prevailing party shall be reimbursed by the non-prevailing party its fees and costs related to the arbitration. Standards and procedures for the mediation and arbitration shall be decided by the relevant ADR Professional consistent with this provision. Absolutely no lawsuits may be initiated until after both of the foregoing mediation and arbitration protocols are completed. Any litigation commenced prior to completing both mediation and arbitration shall be subject to a stay pending completion of both. For all matters not involving or related to AION the services will be performed in Hamilton County, Tennessee. Unless otherwise stated all matters will default jurisdiction to Hamilton County, Tennessee. The list of ADR Professionals is currently available at https://nadn.org/tennessee

J. Waiver of Class Action

There shall be no right or authority for any claims to be arbitrated or litigated on a class action or consolidated basis or on bases involving claims brought in a purported representative capacity on behalf of the general public, other users of the Site or the Services, or other persons similarly situated. Wealth Financial Investing Group would not be willing to provide the Services to you absent this waiver. You acknowledge and agree that you are under no obligation to use this Site or the Services if you are not willing to waive class action rights, and you expressly agree to this waiver.

K. Miscellaneous

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Wealth Financial Investing Group as a result of this agreement or your use of the Services or the Site. If any provision of this Agreement is determined to be invalid, all other provisions shall remain in full force and effect. No waiver of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import. Except as otherwise set forth herein, this Agreement constitutes the entire and only agreements between you and Wealth Financial Investing Group with respect to the Services and the Site and supersedes all other communications and agreements with respect to the subject matter thereof.

L. Electronic Communications

Visiting this Site or sending emails to Wealth Financial Investing Group constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

M. Digital Millennium Copyright Act (DMCA)

In the event materials are made available to this Site by third parties, not within our control, we are under no obligation to, and do not, scan such content for the inclusion of illegal or impermissible content. However, we respect the copyright interests of others. It is our policy not to permit materials known by us to infringe another party’s copyright to remain on the Site. If you believe any materials on the Site infringe a third party’s copyright, you should provide us with written notice that at a minimum contains: A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted; A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. It is our policy to terminate relationships regarding content with third parties who repeatedly infringe the copyrights of others.

 

N. Special Provisions Applicable to Users Outside the United States

The following provisions apply to users who interact with Wealth Financial Investing Group outside the United States: You consent to have your personal data transferred to and processed in the United States. If you are on the U.S. Treasury Department’s list of Specially Designated Nationals you will not engage in commercial activities on Wealth Financial Investing Group. You will not use the Services or the Site if you are prohibited from receiving products, services, or software originating from the United States.

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